“Erin was great as my mortgage broker. She guided me through the process very well and when my deal to buy a house started to hit snags, and the closing date kept being changed, even past the end date of my mortgage agreement, she was able to negotiate with the lender to extend the end date while maintaining my original mortgage rate. As it happens, the deal to buy that house eventually fell through (because of negligence on the part of the seller and his real estate agent). When I was then forced to find a new home to buy on very short notice, Erin was able to secure me a new mortgage for the new property very quickly and at a very reasonable rate given current circumstances.”

Michael T., Toronto

“Erin was great to work with. As first-time home buyers on a new build, the entire process was new, scary, and frustrating given all the unknowns and last-minute information we got from the developers and lawyers. Luckily, we were referred to Erin by one of our friends, and she made the entire process better. As soon as we contacted Erin, we got a clear direction on what documents we will need for our mortgage, how much financing we can afford, and the tentative rates. After we sent her the preliminary information and documents she requested, we immediately got back pre-approvals and rate holds from different lenders. In between the pre-approvals and the actual closing, we had tons of questions, some of them that were not even related to our mortgage, and Erin was always available to listen to us and offer sound and solid advice if it was within her area of expertise. When we needed some handholding, Erin was there to help us navigate the process with patience and kindness. Once we went through the actual closing, everything went smooth and easy. We are very grateful to Erin. 10/10 recommended.”

 

Marco V. & Holly L., North York

I worked with Erin buying my new home and getting a bridge loan. Every time that I sent an email to her or talked to her, I got a very detailed response almost immediately. Considering the stress that sell-buy a house put on our shoulders, feeling that Erin is there to support you at any time is amazing, invaluable.

I was out of the country while Erin and her team did the paperwork and I always felt like I was not far away. Erin made everything smooth. I will continue working with Erin and her team if there is another opportunity to do so.

 

Lidia D., Wasaga Beach

“Personally I thank you and Kandis for all your support to understand the mortgage process, without your help the process would have been more difficult.

As a first time buyers all your explanations were transparent and clear and have to say that you provided a width spectrum of options.

Definitively you are in my list of services to recommend to my contacts.”

 

Gaby N. & Fernando J., Burlington

Erin has been amazing throughout multiple moves! She is professional but also extremely caring and kind. She is always available for questions and she handles things efficiently. She makes buying a home much less stressful! I highly recommend her and her team!

 

Lisa S., Clarington

I was feeling very discouraged being told by a few sources that they could not qualify me for a mortgage. I contacted Erin (recommended by a friend), explained my financial situation and my goals for purchasing my first home. She was able to qualify me in a relatively short time and even secured a lower interest rate! Working with Erin and Kandis was such a good experience. They were on top of things every step of the way. They took a lot of stress out of the whole process and made things clear and easy to understand. I would recommend Mortgages By Erin to anyone looking to buy a home. 10/10 experience. Thank you very much!!

 

Lesley W., Toronto

It was an amazing experience working with Erin because she’s professional, hardworking, patient, and a strong communicator. As a first-time home buyer, I was unsure about the process. Erin provided me with informed options and an amazing interest rate approval especially at the time that the rates were going up. I’m glad I met someone like Erin who puts in a 100% in getting the best deals for mortgage approval and interest rates. Thanks Erin.

Dan O., Toronto

I really appreciate how easy you made this process as well as your advice, guidance, and timely responses when I needed more info.  You’re knowledgeable and give great direction which made sure that I was able to borrow an amount is going to help me achieve all my goals for my home.  What worked best for me is that you list out everything needed, as well as the steps that are going to happen, so nothing took me off guard as we went through this application together.  You always take the time to touch base and make sure nothing is falling through the cracks that might cause delays.

Jillian D., Guelph

Erin and Kandis are simply terrific at what they do. Trustworthy, helpful and insightful, you are in good hands. They have funded several of my mortgages over the years and I’ve also recommended their service to many of my friends and clients.

Socrates A., Toronto

“Thank you for all your help. I feel like I could always rely on your assistance for any questions and everything was handled thoroughly and quickly. Thank you for being so responsive with emails! I really appreciated that. I knew that my questions would be answered within two days at the latest for anything but mostly I got replies within hours! You did a lot of work and secured rate holds for me before I asked for it. Thank you for taking this initiative especially since the rates were rising so quickly!  I never felt any pressure working with you or afraid to ask silly questions.  Nor did I feel like I was obligated to get my mortgage through your services since we didn’t sign any agreement.  I was happy to utilize your services because I felt that you truly cared for your client’s needs and that was consistent from my friend’s review as well when she referred me to you.  I would not hesitate to use your services again and would be more than happy to recommend your services to my friends also.  Thank you!”

Sabrina C., Richmond Hill